Auto Insurance

• Auto insurance is responsible to pay the bills/claims of a patient if he/she gets injured in a vehicle accident.

• Auto insurance will also pay in the event of vehicle theft.

• It is necessary for US citizens to have an auto insurance policy if driving a vehicle. It is mandated by most U.S. states.

• A policyholder needs to pay the premium and needs to renew it before its expiry.

• An Auto insurance policy covers the policyholder and their family members.

• The policy also provides coverage if someone is not covered under the policy and is driving the policyholder's car with his/her consent.

• An auto insurance policy will not provide coverage if a vehicle is used for commercial purposes.

• When you are working on auto insurance claims, you can identify whether that particular claim is related to auto insurance or not by viewing medical records.

• Medical records will clarify that the patient met with an accident.

• Sometimes, even the diagnosis code provides a clear description that it is an auto accident-related claim.

• When working on auto insurance claims, you can get a scenario where an auto insurance rep will say that this claim is not an auto accident-related claim. In such a case, you can review the medical records and if it is not an auto accident-related claim then you can submit the claim to health insurance if available or else release the claim to a patient to get health insurance information.