21: This injury/illness is the liability of the no-fault carrier

On Call Scenario:

                                                     Claim denied as This injury/illness
                                                         is the liability of the No-fault
                                                             carrier/Auto insurance
                                                                             ↓
                                                           May I get the denial date?
                                                                             ↓
                                                        Could you please provide the
                                                No-fault carrier/Auto insurance details?
                                                                            ↓
                                                       Does rep have the details?
                                                     ↙                                          ↘
                                              Yes                                                No
                                           ↙                                                          ↘
                 What is the name, policy id,                                   May I have the
               payer id mailing address of                               claim# & call ref#?
             No-fault carrier/Auto insurance?
                                     ↓
             May I have the claim# & call ref#?

Important Note:
  • If the rep does not have No-fault/Auto carrier details then check in the system if there is any Auto insurance available or patient payment history has any Auto insurance as primary, if yes then resubmit the claim to that payer or else release the claim to the patient if Auto insurance information is not available.
  • You can also check the payer web portal to get the auto insurance details if access is available.
  • When the rep provides all the details of the No-fault/Auto carrier then you can update that insurance as primary and resubmit the claim to primary insurance. Do not keep commercial payer as secondary insurance.
  • Medicare can be kept as secondary insurance and when the No-fault/Auto carrier leaves the balance as patient responsibility then bill to medicare after updating the MSP code.

Prepare Notes:

Source of Status:



Clearing House Comment (Please make the changes if required):




Insurance Name:

Clearing House Name:



Insurance Phone#:

Rep Name:



Website Name:

Denial Date:



Did rep have the no-fault/auto insurance info?/Is no-fault/auto insurance info?:



Name of the no-fault/auto insurance:



What are the other infomration available/provided by rep:



Policy ID:

Payer ID:



Claim Mailing Address:




Additional Comment:




Claim Number:

Call Reference#



Action:





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4 comments:

  1. If rep don't provide and we also can not find insurance what we need to do

    ReplyDelete
    Replies
    1. The balance amount can be billed to the patient. The patient will provide the liability carrier details if have or else need to pay the amount.

      Delete
  2. so health insurance does not cover injury/illness from a car accident in general? even if the patient has health insurance, we don't get to bill it because of that? Also is there a workaround in the dx code for us to be able to bill health insurance? given there is no medicaid. And on another case, if there's no liability insurance, just medicaid, can I bill medicaid as primary? Please bear with my questions thanks

    ReplyDelete
    Replies
    1. If you will bill such claim to health insurance or Medicaid then they will deny the claim stating this is an auto insurance responsibility. So, the claim must be billed to Auto insurance.

      On the other hand, it is necessary for US citizen to have an auto insurance policy if driving a vehicle.

      Delete